Car Insurance Online with Bajaj Allianz
This car insurance policy is the most important document in your vehicle because This is also conserve your against financial loss and legal issues. All the car owners across in this India trust us to insure their car since we also provide package policies it would be also protect them against the physical damage,and bodily injury / death and it also cover against third-party liability, bringing them security and peace of mind. All this is backed by our moving forward claims servicing ability and fast settlement record for vehicles insured with us.
Main Benefits of Car Insurance
1.You Can also Get your Car Insurance or Car Insurance Renewal in easy steps.
2.Cashless claim settlement after repair of your vehicle at over 4000 preferred garages. Receive 75% on account payment when cashless facility is not available.
3.You also Transfer up to 50% of your existing No Claim Bonus (NCB) from any car insurance provider.
4.Also Avail our 24×7 telephonic service for car insurance claims support or any other assistance, even on holidays.
5.Also have Towing Facility in an event of a vehicle breakdown/accident.
6.Also Receive Instant Claims Assistance and SMS updates on your motor claim status through our 24×7 call-centers.
7. This Bajaj Allianz’s preferred garages give you access to hassle-free inspection and bring to you high service standards
Covers of Car Insurance
- 24*7 Spot Assistance
India all Customer Care for drivers and insurance holders who need any form of assistance on the road when they face difficulties, along with providing them with total solutions for any vehicular emergency from simple breakdowns to accidents.
- Lock and key replacement cover
In the event of irrecoverable loss of keys or a security risk arising out of an incident of lost keys of the insured vehicle, cost of new locks or replacement of keys will be indemnified.
- Accident Shield
Compensation for total permanent disability or death of occupants that are traveling in an insured car which may arise of out of bodily injury due to an accident of that car.
- Consumable Expenses
Cost of consumables such as engine oil, Gear box oil, Power steering oil, coolant, AC gas oil, Brake oil, etc. that may incur while replacing/replenishing damaged parts e.g. of an insured vehicle would be covered as and when required.
- Conveyance benefit
If the insured car is in a workshop following an accidental damage is accepted, the insured would get a per day cash benefit as per plan opted by the insured.
- Personal baggage
Insured is indemnified in case of a loss or damage to their personal baggage kept in their insured vehicle – damage caused by the perils covered in the policy.
Coverages of Car Insurance
- natural calamities for Loss or damage to your car (Car Insurence)
Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide.
- It also give Loss or damage to your car against man-made calamities(Car Insurence)
Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.
- It Cover Personal Accident (Car Insurence)
Coverage of Rs. 2 lakh for the owner-driver of the vehicle while driving or travelling and mounting or dismounting from the Four-wheeler. Optional personal accident covers for Passenger/ Paid Driver/ driver/ Insured are also available
- Legal Liability Third Party (Car Insurence)
Protection against legal liability due to accidental damages caused to the surrounding property and/ or resulting in permanent injury or death of a person.
Exclusions of Car Insurance
- Normal wear and tear and general ageing of the vehicle
- Depreciation or any consequential loss
- Mechanical/ electrical breakdown
- Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
- Vehicles being used otherwise than in accordance with limitations as to use
- Damage to/ by a person driving any vehicles without a valid license
- Damage to/ by a person driving the vehicle under the influence of drugs or liquor. Loss/ damage due to war, mutiny or nuclear risk